Once a loan is an NPA, the routes to recover it: SARFAESI enforcement of security without a court, the Debt Recovery Tribunals under the RDDBFI Act, the Insolvency and Bankruptcy Code with its NCLT process, and settlement routes like Lok Adalats and one-time settlements — with the RBI's stressed-asset framework sitting above all of them.
Reading the 9 sections above, the worked examples and the practice set is free — the whole knowledge base is on the free plan, along with flashcards, private notes and Ask Onely.