Development Financial Institutions

intermediate24 min read

What a development financial institution is, what 'refinance' and 'apex institution' mean, and the mandates of NABARD, SIDBI, EXIM Bank, NHB and NaBFID — plus how a DFI differs from a commercial bank.

What you will be able to do

Define a development financial institution and the apex-and-refinance model.
Match NABARD, SIDBI, EXIM Bank, NHB and NaBFID to their sectors.
Explain how a DFI differs from a commercial bank in funding and customers.
Identify which regulator supervises housing-finance companies after the 2019 change.

What is inside this lesson

1What a development financial institution is
2Refinance and the apex model
3The main all-India DFIs
4DFI versus commercial bank
5Common confusions
6Quick revision
7Practice

The lesson itself is for members

Reading the 7 sections above, the worked examples and the practice set is free — the whole knowledge base is on the free plan, along with flashcards, private notes and Ask Onely.

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